So, I'm applying for a student loan through my credit union.  It's for a car, but shhh, they don't need to know that.  Full coverage insurance is blow-me-away expensive.  Well, as it turns out you need to list assests.  As of current, my assests are as follows:

• Paul Reed Smith CE 22 Maple Top, appraised @ $1200


• 300 albums @ resale average $3 = $900


• 2 Hermann Miller shell chairs @ $100 each = $200

Dude, I don't think they'll let me have a loan.